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Dave Humphrey, CPA/PFS, CFP®
“We believe that sound financial planning now can provide financial peace of mind for your future.”
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About
Watershed Financial Strategies…Taking the Worry Out of Your Financial
Future Is Our Only GoalDo want to
feel more confident about the financial decisions you make? Would you
rest easier knowing that you are doing everything you need to in order
to achieve financial independence? Do you want to have more time and
freedom for the things you enjoy? You can.
Whatever your current situation, financial concerns have an impact on your life and relationships.
We can help you
make the financial decisions that will make the most of what you have
now and help you build a more secure, enjoyable future.
Hello, I’m Dave Humphrey. I’d like to tell you a little bit about my
financial planning experience, qualifications and affiliations.
- Experience. My entire career has revolved around finance.
After graduating with honors with a BS in Accounting from the
University of Illinois in 1989, I gained a solid foundation in
finance working for nearly four years at
Price Waterhouse, a
leading global accounting firm. In my role as a finance
executive in the biotechnology industry for ten years, my duties
included educating employees about their stock options, 401(k)
plans and other employee benefits. Since 2003, I have proudly
served clients as a personal financial advisor.
- Qualifications. In addition to being a
CPA in California since
1992, I earned the
Personal Financial Specialist (PFS)
credential awarded to CPAs that demonstrate considerable
experience and expertise in personal financial planning. That
expertise is also reflected by my
CFP® certification as a
Certified Financial Planner™ professional, having met
requirements for education, examination, experience and ethics.
As a
Registered Investment Adviser in California, I am subject
to regulatory review and have a fiduciary duty to act in your
best interest.
- Affiliations. Involvement within the financial planning industry
is important to me. Membership in the
Alliance of Cambridge
Advisors provides valuable resources such as a network of over
100 like-minded financial planners around the country with whom
to share ideas and answers. With my focus on fee-only,
comprehensive financial planning, I am a member of the
National
Association of Personal Financial Advisors (NAPFA). Other
memberships include the
Financial Planning Association and the
American Institute of CPAs, the leading national membership
organizations for financial planners and CPAs.
When you work with us, you can expect:
- Straight talk. We don’t sell any financial products nor do we
receive any commissions. As fee-only financial advisors, our only
compensation is what you pay for our
professional advice. Our complete focus is on what is best for you.
- All-inclusive approach. Together we evaluate all aspects of
your finances and design a strategy where each part works in harmony
with the others. You’ll see that we pay a lot of attention to areas of
your financial life that are often overlooked or ignored by other
“financial planners.”
- Access. Life is constantly changing. For
one annual retainer fee, you can meet with us or speak to us often as is necessary to help you
accomplish your financial goals.
- Value for your money. We are committed to providing value that
exceeds our fee. It’s a concept that is virtually non-existent in the
financial planning profession. But doesn’t it make sense that your
financial advisor should work to save you more than he charges you?
- The highest professional standards. We are committed to the
Cambridge Pledge to Clients—your assurance of receiving the ethical
and professional treatment you deserve.
Would you worry less with a professional fee-only financial
advisor on your
side?
Contact us to learn more about the financial strategies that will help
you achieve your goals.
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